New Home, Same Mission: Bridging Risk, Data, and Climate
This space will be dedicated to deep dives, quick takes on market shifts, and the practical lessons I’ve gathered throughout my career.
Hello everyone, and welcome to my new Substack!
If you have been following my work on Medium, you know I’ve been using that space to explore the complex intersections of finance, technology, and our changing environment.
As I continue to dive into how we manage risk in an increasingly unpredictable world, I’ve decided to expand my writing to Substack. This space will be dedicated to deep dives, quick takes on market shifts, and the practical lessons I’ve gathered throughout my career.
What to Expect Here (and on Medium)
I will still be active on Medium, but I’ll be using both platforms to explore the topics I’m most passionate about. If you are new to my writing, here is a look at what I focus on:
Rethinking Risk: Drawing from my background trading commodities and currencies on Wall Street (Salomon Brothers, AIG), I look at how we can apply financial risk management tools to the world’s biggest challenge: climate risk.
Climate Tech & Parametric Insurance: As a co-founder of Arbol Inc. and dClimate, I write about how data-driven, parametric models are replacing slow, traditional insurance to help businesses stay resilient against extreme weather.
Blockchain & Decentralized Data: I’m fascinated by how decentralized systems can make climate data more transparent and accessible, driving smarter decisions and fairer markets.
The Human Side of Adaptation: Beyond the data and the models, I write about how we, as a society, build systems that last and how we adapt to a world changing faster than ever.
Staying Connected
Whether you have been following my articles on Medium or you just found me today, I’m glad you’re here.
I’ll be sharing a mix of original essays, curated thoughts on emerging market trends, and updates on how we are leveraging technology to bridge the “protection gap” in climate finance.
You can also find me on X and YouTube, or visit my personal site at philippeheilberg.com.
Thank you for joining me on this journey. Let’s get to work!
Best,
Philippe Heilberg
About the author
From the trading floors of Wall Street to the frontier of climate tech, Philippe Heilberg has spent his career decoding risk. He focuses on the intersection of data-driven technology and organizational resilience, offering a unique lens on how we can make smarter, more courageous decisions when the stakes are at their highest.


